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Insurance
(Car & Home)
Importance of short term insurance
Short term insurance is an insurance policy taken out for a short period of time. This insurance policy safe guards you against loss or damage of your assets. An example of short term insurance would be vehicle or home insurance.
If you were to get into a major motor vehicle accident or if the geyser in your home were to burst would you have enough money to repair or replace these damaged assets?
Most people are under the assumption that if their assets were to be damaged or loss they could use their savings to replace or repair these items but the costs of it could be very high. For example, if the geyser in your home were to burst you would have to bear the cost of replacing the geyser, repairing the ceiling as well as replacing the carpets.
Taking out from your savings is not a very economical solution that is why taking out a short term insurance policy is a necessity. It gives you that peace of mind that if your assets were to be damaged or lost due to unforeseen circumstances you would not be financially burdened.
Unique benefits of Discovery Insure
Car insurance
With Discovery there are many benefits of taking out comprehensive motor vehicle insurance
- If you are on a Classic or Purple Plan in the event of a theft or weather related claim, you will NOT have to pay and excess.
- On all comprehensive plans if an accident was caused by an insured third party there is no need to pay an excess.
- You have the flexibility of choosing your own excess amount.
- On a Classic or Purple Plan a 30-day car hire or Uber is included.
- With all comprehensive plans you have emergency roadside assistance which includes directionassist and tripmonitor.
- All comprehensive plans include towing and storage, recovering keys, locks and remote controls, trauma support and personal liability cover.
Optional benefits
- You can choose to join Vitality Drive where Discovery rewards you for driving well.
- You can get up to 50% back on fuel and Gautrain spend
- Get up to 25% off Uber, Road Trip and Scooter Angels.
- Get up to 20% discount at Tiger Wheel & Tyre.
- If you are between 18-25 you get up to 25% off your premium for driving well.
- Pay lower premiums if you drive multiple vehicles
- Subject to driving one car at a time and being on the Purple Plan.
- You can upgrade your car hire
- You can boost your car’s retail value.
- You can lower your car’s write off percentage.
Benefits can differ according to your Plan type.
Unique Safety features offered by Discovery
- Smartphone-enabled DQ-Track
- Impact alert
- Weather warnings
- You can use your smartphone as a vehicle panic button
- You can also use your smartphone to find your vehicle.
- For more information about the Smartphone-enabled DQ-Track and the standalone DQ track click here
Home Insurance
Buildings, home content and portable possessions
When you take out insurance for buildings, home content and portable possessions the
following features are available:
- In the event of weather related claims you pay no excess
- The excess you choose is flexible
- You receive emergency plumbing, electrical and locksmith services
- You have emergency security as well as alternative accommodation
Benefits can differ according to your Plan type.
Greater Growth
How can we help?
Large enough to meet all your financial needs. Small enough to know your name
WHY CHOOSE A DISCOVERY FINANCIAL ADVISER?
A reliable and tailor-made financial plan or solution, integrated with active engagement in Discovery’s Vitality programme, produces positive financial results that are astounding in every case. In addition to better health, you also get the best benefits (and the most benefit per unit of premium) in the industry that are powered by Discovery’s unique integration model.
With the power of Discovery backing me and as a registered Certified Financial Planner, I am ideally positioned to provide expert professional advice to you.
What is a CERTIFIED FINANCIAL PLANNER Professional?
CFP is internationally recognised as the benchmark for professional advice. CFP Professionals are well qualified, extremely competent and follow the highest ethical standards. This means that you have peace of mind about the technical accuracy of the advice and the integrity that underpins it.
What is financial planning?
Financial planning is the process of structuring and arranging your financial resources to meet your life goals. These can be short-term goals like saving for a car, or long-term planning for retirement. Financial planning should give you financial certainty and clarity on your current and future financial wellbeing
Benefits of financial planning
Having a detailed financial plan gives you a solid framework through which you can make prudent financial decisions in all spheres of your financial life. Like with most things in life, having and sticking to a plan allows you the best possible chance for success. In this instance, it means achieving your life goals and long-term financial security. Now that you know the value of financial planning, set up a meeting today.
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